Claim Compensation With A Road Accident Solicitor- Even If You’re Hit By An Uninsured Driver

Motorists dread being involved in a road accident, but being hit be an uninsured driver is their worst nightmare. After all, if the liable driver has no insurance, there is nobody to claim compensation for injuries, medical expenses, loss of income and vehicle damage from, is there? Ask a road accident solicitor: they might tell you different.

The Motor Insurance Bureau is an organisation which allows drivers who suffer injury or vehicle damage as a result of the negligence of uninsured drivers to claim compensation. Since its introduction in 1946, the organisation has paid out almost £2 billion and normally pays out around £200 million every year. Each and every motor insurance company contributes to the money paid out by the Motor Insurance Bureau, meaning that a significant amount of each driver’s insurance premium goes towards the pot. Because one in 20 cars on the UK’s roads is thought to be either underinsured or not insured at all, the organisation is a lifeline to many innocent drivers.
A road accident solicitor can help victims of accidents which were caused by uninsured drivers to claim compensation through the Motor Insurance Bureau. Claims can be brought for legal fees and medical expenses as well as loss of earnings and vehicle damage. Claiming with the Motor Insurance Bureau is more complex than claiming against an insured driver and so it is important to enlist the help of a road accident solicitor.

When trying to claim through the MIB, the driver must launch legal action and enter a request to the court to make a claim. The request is then either accepted or rejected. Rejections occur if MIB protocol is not followed or if the court feels that the case that has been presented is not compelling enough. The Bureau’s guidelines are very strict and often applications that aren’t put together with the help of a road accident solicitor will not be considered.

If a driver and the road accident solicitor representing them is successful they do not have to wait for the Bureau to find the uninsured driver. Instead the case is considered and an appropriate amount of compensation awarded. Then the Bureau will work to track down the uninsured driver to reclaim their costs.

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